Applying for accident insurance benefits can be challenging. Even after filing motor vehicle accident claims, you can wait months to receive benefits. Your insurance company can even deny your claim, leaving you struggling financially while you recover from your injuries. Fortunately, an accident benefits lawyer at Feifel Gualazzi Personal Injury Law Firm can help you receive the benefits and treatments you’re entitled to.
In Ontario, regardless of fault, injured individuals are entitled to accident benefits through their automobile insurance policy. If you don’t own an automobile or have accident benefits coverage, you may be able to claim compensation through the province’s Motor Vehicle Accident Claims Fund in some cases, even if you were at fault.
Confusing, we know. But Feifel Gualazzi can assist you from the initial application process and ensure you get all the benefits and treatments you’re entitled to.
The accident benefits claim is your first step after being involved in an accident, whether you’re a driver or pedestrian, and whether you’re at fault or not. Accident benefits cover out-of-pocket expenses, including ambulance fees, housekeeping, childcare and funeral expenses. You can claim for treatment and rehab of injuries like whiplash or broken bones on your insurance claim.
At a time when your income may be reduced or eliminated due to injury, added expenses can be overwhelming. Whether or not you’re at fault, accident benefits cover many out-of-pocket expenses, including:
Of course, certain exceptions apply, but we have a proven track record of assuring our clients receive every benefit they’re entitled to.
Treatments are a vital part of the long and often winding road to recovery. These may begin with a visit to the emergency department or your family physician. Medical treatments and rehabilitation may include but not be limited to psychological treatments, physiotherapy, chiropractic treatments, massage therapy, exercise therapy and programs, gym memberships and more.
You may or may not possess coverage through an extended medical benefit plan, but accident benefits may provide coverage for these types of treatments. Accident benefits may also provide a means for you to obtain specialized diagnostic testing or referrals to specialists not available through OHIP.
Applying for accident insurance benefits is fraught with tight deadlines. Numerous restrictions and strict time limitations are a very real part of Ontario’s accident benefits system. Failure to submit the proper paperwork may make you ineligible for accident benefits coverage.
Not sure how to make a claim under your accident insurance benefit plan? Here’s what you need to know.
Unless you have prior experience, accident benefit claims can be unclear territory. Insurance companies aren’t always forthcoming about all the benefits available to you when you file an accident benefits claim.
If you’re fearful of missing a key step in the process, the accident benefit lawyers at Feifel Gualazzi are courteous and sympathetic to our clients’ needs and navigate you through it.
Many individuals who’ve been hurt in a motor vehicle accident have applied for accident benefits days, weeks, months or even years ago and have yet to achieve a resolution to their claim. Often, an injured person is met with a denial of benefits by their own insurance company. You trust your insurance company and believe them when they tell you you’re not entitled to the benefit.
The sad truth is that, in many cases, nothing could be further from the truth, and the insurance company’s denial may not be justified by law. You’re not on a level playing field with the insurance company. You may be unfamiliar with the voluminous and complex accident benefits legislation and regulations. You’re up against your insurance company, which has full-time representatives working to serve their own interests and often to your detriment.
Feifel Gualazzi will fight vigorously for you to dispute the insurance company’s wrongful denial. We’ll ensure you receive all the treatments and benefits you’re entitled to.
Wherever you may be in this overwhelming process, if you need an accident benefits lawyer to come to your rescue, Feifel Gualazzi is primed and ready to step in. We’ll dispute the insurance company's wrongful denial in at-fault accidents. We’ll take your case to court if the insurance company is unreasonable.
Contact us in Sault Ste. Marie and learn how we can help you navigate Ontario’s motor vehicle accident claims process.