If you’ve been injured in a motor vehicle accident, you may think you have no choice but to accept the payments offered to you by insurance companies.
Nothing could be further from the truth.
In fact, insurance companies often offer less compensation than the full amount to which victims are legally entitled. That’s why you need a personal injury lawyer to help you maximize compensation for a car accident claim.
Accident Benefits Vs. Tort Claims
There are two avenues you can take to obtain compensation: an accident benefits claim and a tort claim. A personal injury lawyer can determine which method is best for you. It may be both.
1. Accident benefit claim
Accident benefits fall under Ontario’s no-fault insurance system, which entitles you to compensation even if the crash was your fault. Claiming these benefits won’t affect your insurance rates. Injured drivers, passengers and even cyclists and pedestrians are eligible for compensation.
Unfortunately, it’s difficult for the public to understand how the system works and what benefits they’re entitled to. Insurance companies often take advantage of this and offer less than victims deserve. A personal injury lawyer knows the legal process and can advocate on your behalf.
2. Tort claim
A tort claim is a lawsuit against the parties responsible for the accident. A tort claim seeks compensation for damages above and beyond any accident benefits you may receive. You can seek damages for:
Pain and suffering
Income loss from missed work
Loss of competitive advantage in the workplace
Medical and rehabilitation costs
Loss of enjoyment of life
Family Law Act claims
Seeking compensation through a tort claim is a complicated legal process that a personal injury lawyer understands and is trained to navigate. Tight deadlines and strict thresholds make it difficult for individuals to file a tort claim themselves. A personal injury lawyer can assess the full scope of your loss and damages can determine whether you have a case.
Deductibles in accident benefits and tort claims are tens of thousands of dollars. It means that even if you win your case, you may be left with nothing after paying the deductible, legal fees, taxes and disbursements. A personal injury lawyer considers all this information to help maximize your compensation in a car accident claim so you end up with the finances you need to recover from your injuries.
Contact A Personal Injury Lawyer For Your Car Accident Claim In Sault Ste. Marie
At Feifel Gualazzi, we’re valuable advocates for victims seeking compensation through a motor vehicle accident claim. Our lawyers will help you explore your legal options to ensure you receive fair compensation for your injuries. We serve clients in Sault Ste. Marie and the Algoma District.
To schedule a free consultation with a personal injury lawyer, please contact us today.