top of page

How A Personal Injury Lawyer Helps Maximize Compensation For A Motor Vehicle Accident Claim

If you’ve been injured in a motor vehicle accident, you may think you have no choice but to accept the payments offered to you by insurance companies.

Nothing could be further from the truth.

In fact, insurance companies often offer less compensation than the full amount to which victims are legally entitled. That’s why you need a personal injury lawyer to help you maximize compensation for a car accident claim.

a couple reviewing an amazing settlement after working with a personal injury lawyer

Accident Benefits Vs. Tort Claims

There are two avenues you can take to obtain compensation: an accident benefits claim and a tort claim. A personal injury lawyer can determine which method is best for you. It may be both.

1. Accident benefit claim

Accident benefits fall under Ontario’s no-fault insurance system, which entitles you to compensation even if the crash was your fault. Claiming these benefits won’t affect your insurance rates. Injured drivers, passengers and even cyclists and pedestrians are eligible for compensation.

Unfortunately, it’s difficult for the public to understand how the system works and what benefits they’re entitled to. Insurance companies often take advantage of this and offer less than victims deserve. A personal injury lawyer knows the legal process and can advocate on your behalf.

2. Tort claim

A tort claim is a lawsuit against the parties responsible for the accident. A tort claim seeks compensation for damages above and beyond any accident benefits you may receive. You can seek damages for:

  • Pain and suffering

  • Income loss from missed work

  • Loss of competitive advantage in the workplace

  • Medical and rehabilitation costs

  • Care costs

  • Housekeeping costs

  • Out-of-pocket expenses

  • Loss of enjoyment of life

  • Family Law Act claims

Seeking compensation through a tort claim is a complicated legal process that a personal injury lawyer understands and is trained to navigate. Tight deadlines and strict thresholds make it difficult for individuals to file a tort claim themselves. A personal injury lawyer can assess the full scope of your loss and damages can determine whether you have a case.


Deductibles in accident benefits and tort claims are tens of thousands of dollars. It means that even if you win your case, you may be left with nothing after paying the deductible, legal fees, taxes and disbursements. A personal injury lawyer considers all this information to help maximize your compensation in a car accident claim so you end up with the finances you need to recover from your injuries.

Contact A Personal Injury Lawyer For Your Car Accident Claim In Sault Ste. Marie

At Feifel Gualazzi, we’re valuable advocates for victims seeking compensation through a motor vehicle accident claim. Our lawyers will help you explore your legal options to ensure you receive fair compensation for your injuries. We serve clients in Sault Ste. Marie and the Algoma District.

To schedule a free consultation with a personal injury lawyer, please contact us today.


bottom of page