Riding an ATV is a fun and practical way to get around, but off-road vehicles are also dangerous. More than 500 Canadians have died riding snowmobiles and ATVs since 2018. Accidents and injuries are also common, with many riders and passengers ending up in the emergency room every year.
In Ontario, you’re legally entitled to compensation if you’ve been injured in an ATV accident, even if the crash was your fault. Here’s what you need to know about ATV accidents in Ontario.
COMMON INJURIES FROM ATV CRASHES
Injuries from an ATV crash can be catastrophic, resulting in severe pain and months of rehabilitation. The most common types of ATV crash injuries include:
Fractured or broken bones
Head injuries ranging from cuts and bruises to brain severe brain injury
Lower back, neck and spinal injuries, resulting in partial or full paralysis
Internal injuries, including organ damage and internal bleeding
No matter what the injury, your Ontario Health Insurance Plan (OHIP) will cover your basic medical expenses. However, OHIP won’t cover drug costs, long-term expenses or loss of income while you recover from your injuries — costs you may still be entitled to compensation for under Ontario law.
WHAT TO DO IF YOU’RE INVOLVED IN AN ATV CRASH
If you’ve been involved in an ATV accident, it’s essential you stay at the scene and gather as much information as possible. It’s important to:
Take pictures of the scene
Collect the insurance and license information from the drivers involved
Inform your insurance company of the crash and file a claim
Seek medical attention immediately if there are injuries
In the days and weeks following the accident, document your injuries and how they impact your everyday life. The more information your record, the easier it will be to get compensation.
HOW TO CLAIM DAMAGES
If you’re injured on an ATV, even as a passenger, you’re entitled to Statutory Accident Benefits. However, as off-road vehicles, seeking compensation after an ATV crash is a complicated process. This is especially true if the injured party is under 18 years old. If someone else was negligent or at fault, you can sue the other party’s insurance company for the costs of drugs, physical therapy and lost income. It’s best to seek the advice of a personal injury lawyer who can help you determine if you have a case to pursue additional compensation.
PERSONAL INJURY LAW FIRM IN SAULT STE. MARIE AND ALGOMA DISTRICT
If you’ve been in an ATV accident, you should seek the advice of a personal injury lawyer. The experienced team at Feifel Gualazzi Personal Injury Law Firm can help you get the compensation you’re entitled to. Contact us today to schedule a free, no-obligation consultation.